The Passive Income Decision Engine

Stop guessing.
Start earning.

A structured framework that matches your skills, savings, and goals to the right passive income path — in minutes.

Join people building smarter passive income strategies

What You Get

A decision engine,
not just another guide

Most passive income content tells you what to do. Pathfinder shows you what to do given who you are.

🗺️
Path Explorer
Browse 6 proven passive income models with honest trade-off analysis. No hype — just what each path actually requires.
⚖️
Live Decision Matrix
Adjust sliders for speed, risk, passivity, and ceiling. The matrix scores every path against your real priorities in real time.
✦
Personalized Verdict
Get a clear, reasoned recommendation based on your unique combination of resources and preferences — not generic advice.
📅
12-Month Roadmap
A phased action plan from "just exploring" to replacing your income. Built around your chosen path, not a one-size-fits-all template.
☑️
Action Checklist
Concrete first steps you can take this week. Track your progress as you move from decision to action.
🔄
Unlimited Runs
Your situation changes. Run the framework as many times as you need, with different inputs, as your strategy evolves.

Simple Pricing

One tool, one price

No tiers to decode. No features locked behind "Pro." Just access to the framework that could change your financial life.

Free
$0
See what the tool looks like. No commitment.
  • Phase 1 — Path Explorer
  • Phase 2 — Decision Matrix
  • Phase 3 — Personalized Verdict
  • Phase 4 — 12-Month Roadmap
  • Action Checklist
  • Unlimited Runs
Most Popular
Full Access
$9/mo
Full framework access. Cancel any time.
  • Phase 1 — Path Explorer
  • Phase 2 — Decision Matrix
  • Phase 3 — Personalized Verdict
  • Phase 4 — 12-Month Roadmap
  • Action Checklist
  • Unlimited Runs
Welcome back
Please enter a valid email
Password required
Forgot your password? Reset it
← Back to home
Full Access — Monthly
$9/mo
Billed monthly · Cancel anytime
  • Full 4-phase decision framework
  • Live decision matrix with your priorities
  • Personalized path recommendation
  • 12-month income replacement roadmap
  • Action checklist & progress tracking
  • Unlimited framework runs
Card Number
Expiry
CVC
🔒 Secured by Stripe · 256-bit SSL
← Skip for now (free access only)

Your Pathfinder

Work through the 4 phases to find and build your optimal passive income path.

Your edge: You bring savings + skills — a powerful combination. Most paths work best when you deploy both. Select the models that interest you to explore further.
✓
📈
Investing
Dividend stocks, index funds, REITs. Your savings work while you sleep.
Low effortCapital needed
✓
💡
Digital Products
Courses, templates, e-books. Package your skills once, sell forever.
Skills-basedHigh margin
✓
🎙️
Content / Creator
YouTube, newsletters, podcasts. Build an audience that earns.
Long runwayCompounding
✓
🏠
Real Estate
Rental properties or REITs. Tangible assets with reliable income.
Capital intensiveStable
✓
🔑
Licensing / IP
License your designs, code, or processes for royalties.
Skills-basedLow overhead
✓
⚙️
SaaS / Tools
Build a small software product. Subscription income at scale.
High effortHigh ceiling
Speed to income
5
1 = patient · 10 = need income ASAP
Risk tolerance
5
1 = very cautious · 10 = high risk OK
Hands-off preference
5
1 = OK to manage · 10 = truly passive
Income ceiling ambition
7
1 = modest · 10 = unlimited potential
PathSpeedRiskPassivityCeilingMatch Score
Top Recommendation
—
—

Getting Started Checklist

0 of 6 completed
  • Write down 3 specific skills you could monetize today
  • Research 5 competitors or similar products in your niche
  • Validate demand — post in 2 communities and ask if they'd pay
  • Set a monthly income target equal to your current salary
  • Invest savings passively (index funds) while building your skills stream
  • Set a 90-day experiment: build and launch one small product
Month 1–2 · Foundation
Clarity Sprint
Define your niche, validate your idea with real people, and set your financial baseline. Open a brokerage account and start investing savings in a low-cost index fund now — don't wait for perfect conditions.
Month 2–4 · Creation
Build Your First Asset
Create your first sellable thing — a course, template, guide, or tool. Keep it small and focused ($49–$199 price point). Done beats perfect. Ship it.
Month 4–6 · Launch
First Sales & Feedback Loop
Launch to a small audience. Target your first $500–$1,000 in revenue. Treat every sale as validation. Iterate fast based on buyer feedback.
Month 6–9 · Scale
Systematize & Expand
Add automation — email sequences, evergreen funnels. Create a second product or expand distribution. Income starts compounding. Target: $1,500–$3,000/mo.
Month 9–12 · Transition
Replace & Reinvest
When passive income hits 70–80% of your salary, set a hard transition date. Reinvest revenue into paid traffic, more products, or real estate. Your index fund portfolio is quietly larger too.
Portfolio principle: Savings in index funds = safety + compounding. Skills-based stream = acceleration. Both together = fastest path to income replacement.